$100 to $5,000 · all credit types considered
Start your request
$100 to $5,000 · as soon as the next business day, if approved
Secure SSL · soft inquiry · free to request
- Free to request
- Checking won't affect your credit score
- All credit types considered
- Not a lender
Payday loans online, $100 to $5,000, for the stretch before your next check
WalletCypress passes one request to lenders in our network. You read the terms, then decide.
How it works
Request
One short form.
Lenders review
Lenders in our network decide whether to offer.
Choose
Accept only if it works. Funds as soon as the next business day, if approved.
Before you sign
- We're not a lenderWalletCypress passes your request to lenders in our network.
- Terms come firstLenders show the APR, fees and dates before you sign.
- Borrow carefullyShort-term loans can be expensive.
The stretch before your next check
- Rent due before payday.
- An AC repair in the heat.
- A car payment and a bill together.
- A doctor's visit.
- Gas money until Friday.
A free request shows what lenders may offer.
Answers
How does WalletCypress work?
You fill in one short request and we share it with lenders in our network. If a lender can make you an offer, you see its terms on the lender's own page and decide whether to accept.
Does checking my options affect my credit score?
Checking your options won't affect your credit score. Lenders may check your credit, including with alternative credit bureaus, when they review your request, as the credit-check authorization in our disclosures explains.
Can I get a loan if my credit isn't perfect?
You can send a request with any credit history, and all credit types are considered. Approval is never guaranteed, and your history can change the terms a lender offers.
How much could I borrow?
Requests run from $100 to $5,000. A lender may offer less than you ask for, depending on your income, its review and your state.
When would I get the money?
If you're approved and accept an offer, the money can arrive as soon as the next business day. The exact timing depends on the lender and your bank.
What should I check before I accept?
Read the APR, the total you'll repay and the payment dates. Short-term loans cost more than most credit, so borrow only what you can pay back on time.